In a scenario of an accident where bodily injuries occur, which part of the auto insurance policy typically covers medical expenses?

The portion of an auto insurance policy that typically covers medical expenses resulting from bodily injuries in an accident is known as Medical Payments coverage, often referred to as Part B of the policy. This coverage is designed specifically to assist with medical expenses for you and your passengers, regardless of who is at fault in the accident.

Medical Payments coverage typically helps pay for hospital bills, doctor visits, and other medical costs that can arise from injuries sustained in an auto accident. This is crucial because medical expenses can quickly add up, and having this coverage ensures that you are protected without the need for establishing fault.

In contrast, the other categories serve different purposes: the Collision coverage addresses damage to your vehicle, Liability covers damage and bodily injury to other parties if you are at fault, and Uninsured Motorist coverage provides protection in the event that you are involved in an accident with a driver who does not have insurance. Thus, in the context of covering medical expenses due to bodily injuries, Medical Payments coverage is the appropriate choice.