What will happen when a car accident causes damage to Tau's parked car?

When a car accident occurs and causes damage to a parked car, typically the driver at fault—meaning the one responsible for the accident—will use her auto insurance to cover the damages. This is known as liability coverage, which is a standard part of most auto insurance policies. It helps to pay for damages or injuries that the insured driver causes to others. Since the accident involved another driver hitting Tau's parked car, the at-fault driver's insurance would be responsible for compensating Tau for the damages incurred.

This scenario is rooted in the principle of liability in insurance, where the responsibility for repairs and damages falls on the party who caused the accident. It ensures that the individual harmed does not bear the financial burden resulting from someone else's negligence.

The remaining choices do not align with typical insurance practices in this situation. For instance, if Tau had to pay for the damages out of pocket or relied on his own insurance, that would happen only in specific circumstances, such as if the at-fault driver were uninsured or if Tau's insurance policy had certain coverage limits. Similarly, the city would not typically be liable for damages unless there were specific conditions indicating negligence on the city’s part, such as poorly maintained road conditions leading to the accident.