Which insurance policy section will help cover damages caused to others in an auto accident?

The section that specifically addresses damages caused to others in an auto accident is the liability portion of an insurance policy. Liability coverage is designed to protect the policyholder against financial losses resulting from injuries or damages they may cause to another person or their property while operating a vehicle. This coverage typically includes bodily injury liability, which pays for medical expenses, lost wages, and other damages incurred by the other party. Additionally, property damage liability covers the costs of repairs to the other person's property, such as their vehicle or other structures, damaged in the accident.

The other sections of the insurance policy serve different purposes. Medical payments coverage addresses the policyholder's medical expenses regardless of fault but does not cover damages to others. Collision coverage pays for damages to the policyholder's own vehicle after an accident with another vehicle or object, and comprehensive coverage is for damages caused by non-collision incidents, such as theft or weather-related damage. Therefore, liability coverage is the appropriate section for covering damages to others in an auto accident.